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The
California FHA Home
Purchase Specialists |
Frost
Mortgage has help
thousands of people achieve their dreams,
and everyday, we pride ourselves in
continually qualifying clients into
homeowners to becoming our "Client for
Life." We understand that home buying is a
difficult and confusing situation, but our
certified team of experts can bridge the gap
from applicant to owning your dream home.
Order Your Free
Home Buying Kit
This complementary package discusses the
home-buying process from home loan advice to
tips on shopping for a home. You will learn
about topics in the loan process. For
example:
• Interest
Rates, Points and APR
• Fixed Rate and Adjustable Rate
Mortgage (ARM)
• About Prequalification or the
Pre-approval Letter
• Understanding the entire loan process
• FHA Loan Process and Programs
• And Much Much More!
Contact
Us for More Information
Free FHA Expert Consultations about the
Loan Process Available Now!
Contact a refinance specialist to explore your options, which include an FHA
purchase.
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Keep Your Home with a FHA Mortgage
Short Refinance
 Your FHA Community Mortgage
• High Loan to
Value For Qualified Borrowers
• Up to 97.75%
on Rate & Term Refinance
• Up to 85% LTV on Cashout Refinance
• Flexible Credit Scoring |
Your
Source for FHA Home Buying
Frost Mortgage finances FHA loans in every
city and county in California. We are
approved by HUD to originate FHA loans. Call
a Frost Mortgage FHA loan specialist with any questions. We are a HUD approved lender.
We have FHA programs from:
• Low Down Payment of 3.5%
• Up to 85% Cash-Out Refinance
• FHA Co-Signer is acceptable
• FHA Streamline Refinance (No appraisal required)
• Flexible credit scoring (more lenient)
• NO Maximum Income Limits
• Gift Funds: Allowed for the entire 3.5% down payment (family member, employer, gov't agency)
• Gift Funds: Closing Costs and Prepaids (family member, employer, gov't agency)
•
6% Seller Contributions (closing costs)
• NO Cash Reserves Required
• Non-Occupant "Co-Borrower" (income used to qualify)
• 31% Front end ratio & 43% Back end ratio (flexible)
• Collections do not need to be paid (LOX) needed
• 3 Non Traditional Tradelines for credit history (utilities, phone, etc.)
• Gap in Employment OK
• Self Employed 1-2 Yrs OK
• Permanent Resident Alien OK
• NO pre-payment penalty
• Fully assumable mortgage
• FHA 203K Rehab
Loan Program - buy a home and fix it up, get
new appliances, all in one loan. |
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  Call Us!
Our FHA Home Loan Advisor are Certified Mortgage Planning Specialist (CMPS) and Certified Mortgage Planners. Let our experts help you with a FHA mortgage loan.
Connect with a FHA Specialist Now! |
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