949-640-3102 tstorm@homepointfinancial.com

Tim Storm | MLO#223456

Loan Officer with 25 Years experience

Top 1% Loan Officer



Home Point Financial  puts the customer first. Always.


Tim Storm, Loan Officer with Home Point Financial, has over 25 years experience working with home buyers in Orange County, specializing in VA and FHA loans.


He has years of experience with Conventional and Jumbo programs as well.

VA Loans

VA Loans allow for no down payment financing. In Orange County the 100% loan limit is $625,500, although it is possible to get a $1,500,000 VA loan with some down payment.

Learn more about your VA Loan options>>

FHA Loans

FHA is a popular loan program for first time buyers. But, it also serves move up buyers very well. The Orange County loan limit is $625,500 and only requires a 3.5% down payment.

Learn more about your FHA Loan options>>

Conventional Loans

A conventional mortgage is a loan that conforms to the guidelines set forth by Freddie Mac and Fannie Mae. These include portfolio and construction loans.

Learn more about your Conventional Loan options>>

Jumbo Loans

A Jumbo, or non-conforming loan, is required for financing on a mortgage that is higher than the conforming loan limits set by Fannie Mae and Freddie Mac.

Learn more about your Jumbo Loan options>>

I’ll Guide You Through the Loan Process

The loan process can be easy, if you choose the right company and right Loan Officer.

I focus on helping home buyers and owners in Orange County, CA with their home financing and have over 25 years experience closing loans. While I am known by many in the industry as specializing in FHA and VA loans, I have also extensive experience with Conventional Fannie Mae/Freddie Mac and Jumbo loan programs.

The first step is to get Prequalified.

Prequalification only takes a quick 5 minute phone call so that I can prepare customized loan scenarios based on your goals, qualifications, and payment comfort level. Once you have a solid idea of the price range and type of property you wish to pursue, the next step is to move forward with Loan PreApproval. Loan PreApproval is Free.

While many lender charge a fee for the credit report and an application fee, we do not charge any fees for Loan PreApproval.

Start the Pre-Approval Process >>

Let Tim Storm Show You How

“Most sellers will not even entertain an offer from a buyer unless they have been PreApproved by a Lender”

Home Point Financial  is a Direct Mortgage Lender with offices located in Orange County, California.

Even if you have been Pre-Qualified by another lender, it will be worth your while to have me prepare custom loan scenarios along with a video explanation of the scenarios. The video explanation is a unique way of thoroughly explaining the loan process.  

When you are ready for a unique loan shopping experience please call me directly at 949.640.3102

You will be working directly me, Tim Storm.