|FACTS||WHAT DOES SUN WEST MORTGAGE COMPANY, INC. DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sun West Mortgage Company, Inc. chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Sun West Share?||Can you limit this sharing?|
|For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.||Yes||No|
|For our marketing purpose: to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes: information about your transactions and experiences||Yes||No|
|For our affiliates to market to you: information about your creditworthiness||Yes||Yes|
|For non-affiliates to market to you||Yes||You must opt-in for us to share|
|To start our sharing with non-affiliates Or to stop our sharing with affiliates for marketing purposes||
|Questions?||Call our customer service department at toll-free number, (800) 753-4759, between the hours of 7.00 AM and 7.00 PM PT, Monday through Friday, except Federal Holidays.|
|Who we are|
|Who is providing this notice?||Sun West Mortgage Company, Inc. is your mortgage servicer.|
|What we do|
|How does Sun West collect my personal information?||We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Does Sun West share my personal information with affiliates, if I/We do not Opt-Out?||Sun West can begin sharing all borrowers’ information with the affiliates, 30 days from the date we sent this notice. However, you can contact us at any time to limit our sharing.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Non-affiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|– STATE SPECIFIC PRIVACY NOTICE –|
|Where can I get more information?||Call toll-free, (800) 453-7884 and ask for the Compliance Manager.|